ETF Savings Plans
The Growing Phenomenon Amongst German Retail Investors
Investors can use ETF Savings Plans to invest a regular, monthly amount into a chosen selection of exchange-traded funds (ETFs). These plans are one of lowest cost and most flexible ways to build wealth over the long term.
ETFs and ETF Savings Plans have become increasingly popular amongst German retail investors and ETFs are quickly becoming the vehicle of choice for many.
In fact, in the last 5 years, assets under management (AUM) in the ETF German retail market have grown from 13.001 € to 85.419 € (in millions) and the number of ETF Savings Plans has increased from 0.43m to 3.51m1.
German ETF Retail Market in Summary
Benefits of ETF/ETP
Savings Plans
- Investors can start saving from very low monthly amounts
- Cost effective – ETFs & ETPs tend to have low expense ratios
- Flexible – Investors can adjust their preferences at any time
- Wide range of ETFs and ETPs offering exposure across equities, fixed income, commodities, cryptocurrencies, etc.
- Zero fee actions are available in many online brokers and banks
Why Do German Investors
Like ETFs/ETPs?
- ETFs/ETPs are low cost
- They are easy to understand
- They provide diversification
- They offer access to more specialised exposures (for example: gold, megatrends, cryptocurrencies, oil)
- They are transparent investment vehicles
Powering Portfolios for Today and Tomorrow with WisdomTree
Diversifying your portfolio is key to protecting, and potentially growing, your wealth for the long term. For those looking to diversify across asset classes, fixed income and commodities provide a natural counterpoint to traditional equity investments, while crypto assets may provide additional diversification benefits in a multi-asset portfolio. You can also diversify within asset classes. For example, high-quality companies may offer a complementary defensiveness to the high-growth potential of thematic equities.
At WisdomTree, we propose the following example framework:
- Les Mutations technologiques
- Les Changements démographiques et sociaux
- Les Évolutions géopolitiques
- Les Pressions environnementales
How to Invest in WisdomTree ETFs/ETPs
WisdomTree offers more than 200 ETFs/ETPs, some of which are available for savings plans across German online brokers and banks. Visit our How to Invest page to get more information on:
+ German online brokers offering WisdomTree products
+ German online brokers offering WisdomTree products with special conditions (commission-free or discounted trading)
For more information about WisdomTree ETFs/ETPs available for savings plans and broker comparisons, please visit the following external resources:
WisdomTree ETFs/ETPs Available for Savings Plans
- Sparplan Angebote für den WisdomTree (justETF)
- ETF Suche — alle ETFs und ETCs im Überblick (extraETF)